2017-09 Issue 453 in BDT

Statement No: 1
Issue No : 453, Issue Date : October 8, 2017
Grameen Bank Monthly Update in Taka : September 2017
Sl. No. Particulars Million Taka
1.0 Cumulative Amount Disbursed Since Inception 1,585,667.23
2.0 Cumulative Amount Repaid Since Inception 1,448,273.57
3.0 Amount Disbursed this Month 14,303.92
4.0 Amount Repaid this Month 13,778.56
5.0 Outstanding Loan
5.1 Basic Loan 128,998.42
5.2 Flexible Loan (a) 5,373.92
5.3 Housing Loan 337.61
5.4 Education Loan 2,415.17
5.5 Other Loans 268.56
5.6 Total : 137,393.68
6.0 Rate of Recovery (b) 99.12
7.0 Total Outstanding of Borrowers Missing 5 to 9 Consecutive Instalments (c)
7.1 Basic Loan 156.44
7.2 Flexible Loan 1,053.16
7.3 Total : 1209.60
8.0 Overdue Loan (d)
8.1 Basic Loan (e) 375.49
8.2 Flexible Loan 182.95
8.3 Housing Loan 0.39
8.4 Other Loans 0.00
8.5 Total : 558.83
9.0 Microenterprise Loan (Cumulative)
9.1 No. of Microenterprise Loans 10,137,522
9.2 Amount Disbursed 355,367.19
9.3 Amount Repaid 314,184.92
10.0 Balance of Deposits
10.1 Members’ Deposit 128,507.18
10.2 Non-Members’ Deposit 64,551.08
10.3 Total : 193,058.25
11.0 Deposits to Outstanding
11.1 Deposits as Percentage of Outstanding Loans 141
11.2 Deposits and Own Resources as Percentage of Outstanding Loans 153
11.3 No. of Branches with more in Deposits than in Outstanding Loans 1,829
12.0 Beggar Members
12.1 No. of Beggar Members 77,337
12.2 Amount Disbursed (Cumulative) 178.95
12.3 Amount Repaid (Cumulative) 153.01
12.4 Amount of Savings (Balance) 9.13
13.0 Cumulative Number of Village Phones 1,768,438
14.0 Cumulative Number of Houses Built with Housing Loans 707,717
15.0 Life Insurance Fund (Cumulative)
15.1 No. of Deaths Among all Borrowers 189,660
15.2 Amount paid out from Life Insurance Fund 325.31
16.0 Loan Insurance
16.1 Balance in Loan Insurance Savings 13,432.18
16.2 No. of Deaths Among Insured Borrowers (Cumulative) 447,517
16.3 Amount of Outstanding Principal and Interest of the Deceased Borrowers paid out from Insurance Fund (Cumulative) 6,131.44
17.0 Higher Education Loan (Cumulative)
17.1 No. of Female Students 12,834
17.2 No. of Male Students 40,899
17.3 Total : 53,733
17.4 Amount Disbursed (Female) 977.66
17.5 Amount Disbursed (Male) 2,749.54
17.6 Total : 3727.20
18.0 Scholarship (Cumulative)
18.1 Scholarship Recipient (Female) 154,689
18.2 Scholarship Recipient (Male) 105,040
18.3 Total : 259,729
18.4 Scholarship Amount (Female) 271.84
18.5 Scholarship Amount (Male) 185.21
18.6 Total : 457.04
19.0 Number of Members(f)
19.1 Female 8,613,790
19.2 Male 305,011
19.3 Total : 8,918,801
20.0 Number of Groups 1,377,849
21.0 Number of Centres 141,019
22.0 Number of Villages 81,399
23.0 Number of Branches 2,568
24.0 Number of Branches with Computerized Accounting and MIS 2,568

(a) On the last day of each month, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more. The portions of flexible loans which complete the third year are written off exactly on the date following their completion.
(b) Amount repaid as a percentage of amount due.
(c) If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
(d) On the last day of each month, 100 per cent provision is made for all overdue loans. Entire outstanding amount of overdue loans are written off one year after they became overdue.
(e) In case of one-year loan, if the borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue. In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
(f) Number of members includes both Beggar Members and Higher Education Loan recipients mentioned in item no. 12.1 & 17.3 respectively.
Note : Current Exchange Rate : 1US$ = Taka 80.69