Past Seventeen Years at a Glance (1997- 2014) In Million US$
Sl. No. |
Particulars |
1997 |
1998 |
1999 |
2000 |
2001 |
2002 |
2003 |
2004 |
2005 |
2006 |
2007 |
2008 |
2009 |
2010 |
2011 |
2012 |
2013 |
2014 |
|
Exchange Rate: 1US$=Taka |
45.45 |
48.50 |
51.00 |
54.00 |
57.00 |
57.90 |
58.45 |
60.31 |
65.79 |
69.91 |
68.62 |
68.72 |
69.1 |
70.39 |
79.67 |
80.53 |
77.75 |
77.51 |
1.0 |
Authorised Capital |
11.00 |
10.31 |
9.80 |
9.26 |
8.77 |
8.64 |
8.55 |
8.29 |
7.60 |
7.15 |
7.20 |
50.93 |
50.65 |
49.72 |
43.93 |
43.46 |
128.62 |
129.02 |
2.0 |
Own Fund : |
|
|
2.1 |
Paid-up Capital |
5.41 |
5.32 |
5.20 |
5.00 |
4.77 |
4.77 |
4.98 |
5.27 |
4.83 |
4.55 |
4.64 |
5.21 |
7.58 |
7.78 |
7.17 |
7.43 |
9.44 |
10.27 |
2.2 |
Capital and Other Reserve |
2.02 |
39.34 |
34.59 |
32.67 |
30.95 |
30.47 |
135.89 |
72.89 |
66.82 |
82.87 |
80.85 |
88.44 |
90.00 |
96.82 |
91.64 |
106.07 |
124.32 |
127.04 |
2.3 |
Miscellaneous |
18.90 |
3.75 |
9.08 |
9.20 |
10.30 |
13.12 |
21.92 |
27.26 |
43.17 |
47.31 |
51.92 |
54.02 |
57.25 |
59.44 |
59.11 |
65.04 |
74.74 |
76.53 |
2.4 |
Total : |
26.33 |
48.41 |
48.87 |
46.87 |
46.02 |
48.36 |
162.79 |
105.42 |
114.82 |
134.73 |
137.41 |
147.67 |
154.83 |
164.04 |
157.92 |
178.54 |
208.50 |
213.84 |
3.0 |
Deposits |
109.53 |
107.67 |
108.84 |
113.24 |
125.77 |
154.61 |
227.65 |
345.43 |
482.92 |
634.27 |
758.92 |
940.09 |
1205.95 |
1492.02 |
1475.03 |
1630.11 |
1910.56 |
2193.28 |
4.0 |
Other Sources of Fund |
28.54 |
13.57 |
15.53 |
7.39 |
3.65 |
2.47 |
1.86 |
59.13 |
51.41 |
53.88 |
82.40 |
91.95 |
105.73 |
102.83 |
110.67 |
146.98 |
164.32 |
168.29 |
5.0 |
Borrowings |
248.47 |
223.42 |
228.24 |
196.83 |
171.60 |
120.52 |
72.08 |
48.02 |
29.14 |
26.53 |
26.13 |
25.19 |
24.16 |
22.57 |
19.17 |
18.19 |
18.05 |
17.30 |
6.0 |
Assets : |
|
|
6.1 |
Loan and Advances
(Before Provision) |
312.04 |
334.23 |
282.00 |
244.08 |
229.14 |
231.43 |
287.84 |
345.65 |
439.23 |
488.41 |
547.16 |
666.28 |
815.61 |
971.99 |
974.51 |
1032.31 |
1128.07 |
1182.34 |
6.2 |
Investment |
101.21 |
37.26 |
93.86 |
96.83 |
90.23 |
69.45 |
91.27 |
119.81 |
151.80 |
282.42 |
356.54 |
418.07 |
546.32 |
678.46 |
660.39 |
3.32 |
3.43 |
3.44 |
6.3 |
Cash and Bank Balance |
8.25 |
9.69 |
7.92 |
4.48 |
7.30 |
7.62 |
10.01 |
13.23 |
14.90 |
12.87 |
13.64 |
19.34 |
18.76 |
18.64 |
21.46 |
816.14 |
1014.41 |
1233.12 |
6.4 |
Fixed Assets |
16.55 |
18.12 |
19.34 |
17.83 |
16.58 |
15.91 |
15.59 |
15.02 |
14.52 |
14.95 |
16.25 |
16.92 |
19.31 |
21.14 |
18.70 |
18.39 |
19.42 |
19.70 |
6.5 |
Other Assets |
32.12 |
35.17 |
40.94 |
43.30 |
40.33 |
36.37 |
59.67 |
64.28 |
57.84 |
50.77 |
71.28 |
84.29 |
90.67 |
91.23 |
87.73 |
103.66 |
136.10 |
154.11 |
6.6 |
Total Assets |
470.17 |
434.47 |
444.06 |
406.52 |
383.58 |
360.78 |
464.38 |
558.00 |
678.28 |
849.42 |
1004.87 |
1204.90 |
1490.67 |
1781.46 |
1762.79 |
1973.82 |
2301.43 |
2592.71 |
7.0 |
Own Fund as Percentage
of Loan & Advances |
8% |
14% |
17% |
19% |
20% |
21% |
57% |
30% |
26% |
28% |
25% |
22% |
22% |
17% |
16% |
17% |
18% |
18% |
8.0 |
Own Fund and Deposits
as Percentage of Loan & Advances |
44% |
47% |
56% |
66% |
75% |
88% |
136% |
130% |
136% |
157% |
164% |
163% |
163% |
170% |
168% |
175% |
188% |
204% |
9.0 |
Total Income (Before Provision) |
62.07 |
62.29 |
61.88 |
55.70 |
55.56 |
52.50 |
61.20 |
77.87 |
112.40 |
134.89 |
155.06 |
174.61 |
209.80 |
252.05 |
267.67 |
311.06 |
350.02 |
374.44 |
|
10.0 |
Expenses : |
|
|
10.1 |
Salaries & Other Related
Expenses |
20.51 |
22.10 |
23.96 |
21.78 |
19.60 |
19.97 |
21.21 |
20.68 |
25.37 |
28.97 |
36.02 |
43.00 |
55.32 |
65.90 |
62.82 |
64.24 |
72.24 |
79.23 |
10.2 |
Interest Expenses |
19.25 |
18.14 |
20.00 |
18.13 |
18.00 |
15.42 |
18.89 |
26.25 |
34.76 |
49.65 |
65.67 |
79.41 |
102.29 |
131.10 |
133.53 |
149.07 |
175.36 |
193.61 |
10.3 |
Other Expenses |
5.59 |
4.52 |
4.10 |
4.04 |
4.35 |
4.46 |
4.79 |
7.05 |
10.79 |
13.63 |
17.75 |
20.64 |
26.14 |
30.76 |
26.61 |
27.62 |
32.39 |
34.43 |
10.4 |
Provision Expenses |
16.41 |
15.38 |
12.33 |
11.55 |
12.58 |
11.62 |
10.20 |
16.89 |
26.28 |
22.64 |
34.06 |
12.57 |
20.67 |
13.54 |
36.12 |
52.07 |
52.39 |
61.54 |
10.5 |
Total Expenses: |
61.76 |
60.14 |
60.39 |
55.50 |
54.53 |
51.47 |
55.09 |
70.87 |
97.19 |
114.89 |
153.50 |
155.62 |
204.42 |
241.30 |
259.08 |
293.00 |
332.88 |
368.81 |
11.0 |
Net Profit |
0.33 |
2.12 |
1.51 |
0.20 |
1.04 |
1.04 |
6.11 |
7.00 |
15.20 |
20.00 |
1.56 |
18.99 |
5.38 |
10.75 |
8.59 |
18.06 |
17.14 |
5.63 |
12.0 |
Provision Balance |
50.69 |
61.59 |
66.45 |
70.17 |
63.18 |
64.40 |
60.68 |
49.35 |
41.12 |
40.42 |
67.98 |
80.09 |
82.37 |
76.70 |
91.21 |
106.88 |
122.66 |
128.22 |
13.0 |
Bad Debt |
0.42 |
1.32 |
4.45 |
4.15 |
15.89 |
9.41 |
13.31 |
26.36 |
30.40 |
24.69 |
10.78 |
7.31 |
22.11 |
17.36 |
12.38 |
18.33 |
40.91 |
56.38 |
14.0 |
Bad Debt Recovery |
0.13 |
0.14 |
0.12 |
0.20 |
0.82 |
1.81 |
2.28 |
2.55 |
12.95 |
9.17 |
6.19 |
14.64 |
9.71 |
8.24 |
4.96 |
3.87 |
5.00 |
8.09 |
15.0 |
Accumulated Disbursement
(including housing loans) |
2224 |
2653 |
2978 |
3248 |
3537 |
3811 |
4180 |
4615 |
5227 |
5954.02 |
5199.62 |
6095.79 |
7211.45 |
8445.25 |
8823.90 |
10202.52 |
12188.23 |
13946.02 |
16.0 |
Number of Employees |
12628 |
12850 |
12427 |
11028 |
11841 |
11709 |
11855 |
13049 |
16142 |
20885 |
25283 |
24240 |
23283 |
22255 |
22128 |
22261 |
21851 |
21807 |
17.0 |
Number of Members |
2272503 |
2368347 |
2357083 |
2378356 |
2378601 |
2483006 |
3123802 |
4059632 |
5579399 |
6908704 |
7411229 |
7670203 |
7970616 |
8340623 |
8372081 |
8373893 |
8543977 |
8640225 |
18.0 |
Number of Centres |
64701 |
66712 |
67691 |
68467 |
68591 |
70928 |
74703 |
81609 |
99502 |
121755 |
136619 |
140976 |
144106 |
144619 |
144095 |
143061 |
143057 |
142613 |
19.0 |
Number of Villages |
37937 |
39045 |
39706 |
40225 |
40447 |
41636 |
43681 |
48472 |
59912 |
74462 |
80678 |
83566 |
83458 |
81376 |
81380 |
81386 |
81389 |
81390 |
20.0 |
Number of Branches |
1105 |
1137 |
1149 |
1160 |
1173 |
1178 |
1195 |
1358 |
1735 |
2319 |
2481 |
2539 |
2562 |
2565 |
2565 |
2567 |
2567 |
2568 |
Note: Please visit our web site www.grameen-bank.com and www.grameen.com for more information.
Financial Intermediation Indicators (1997-2014) (In Billion US$)
Particulars |
Years |
1997 |
1998 |
1999 |
2000 |
2001 |
2002 |
2003 |
2004 |
2005 |
2006 |
2007 |
2008 |
2009 |
2010 |
2011 |
2012 |
2013 |
2014 |
Balance of Deposits |
0.11 |
0.11 |
0.11 |
0.11 |
0.13 |
0.15 |
0.23 |
0.35 |
0.48 |
0.63 |
0.76 |
0.94 |
1.21 |
1.49 |
1.48 |
1.63 |
1.91 |
2.19 |
Balance of Loan
(Before Write off up to 2001) |
0.31 |
0.33 |
0.27 |
0.23 |
0.22 |
0.22 |
0.28 |
0.33 |
0.43 |
0.48 |
0.53 |
0.65 |
0.79 |
0.94 |
0.95 |
1.03 |
1.13 |
1.18 |
Balance of Borrowings |
0.25 |
0.22 |
0.23 |
0.20 |
0.17 |
0.12 |
0.07 |
0.05 |
0.03 |
0.03 |
0.03 |
0.03 |
0.02 |
0.02 |
0.02 |
0.02 |
0.02 |
0.02 |
Deposit to Loan Ratio |
36% |
33% |
40% |
48% |
56% |
71% |
83% |
104% |
113% |
133% |
143% |
146% |
152% |
158% |
156% |
158% |
169% |
186% |
Deposit to Borrowings Ratio |
44% |
48% |
48% |
58% |
73% |
128% |
316% |
718% |
1655% |
2384% |
2909% |
3734% |
4990% |
6605% |
7681% |
8930% |
10611% |
12687% |
Pension Benefits Paid to Retiring Staff (1997-2014) (In Million) US$)
Period |
Number of Retiring Staff |
Payment of Pension Benifit |
Yearly total |
Cumulative |
Yearly Total |
Cumulative |
1997 |
66 |
301 |
0.48 |
2.01 |
1998 |
271 |
572 |
2.48 |
4.49 |
1999 |
450 |
1022 |
4.28 |
8.77 |
2000 |
1502 |
2524 |
13.99 |
22.76 |
2001 |
961 |
3485 |
9.77 |
32.53 |
2002 |
708 |
4193 |
6.38 |
38.91 |
2003 |
593 |
4786 |
5.88 |
44.79 |
2004 |
453 |
5239 |
3.58 |
48.37 |
2005 |
350 |
5589 |
4.82 |
53.19 |
2006 |
598 |
6187 |
7.88 |
61.22 |
2007 |
533 |
6720 |
7.45 |
68.66 |
2008 |
600 |
7320 |
8.60 |
65.51 |
2009 |
341 |
7661 |
5.30 |
82.42 |
2010 |
642 |
8303 |
16.88 |
99.30 |
2011 |
614 |
8917 |
14.21 |
113.51 |
2012 |
405 |
9322 |
8.16 |
121.67 |
2013 |
176 |
9498 |
3.55 |
104.44 |
2014 |
145 |
9643 |
3.63 |
108.07 |
Sources of Fund As on 31st December, 2014
Sl. No. |
Particulars |
Amount
(In Million US$) |
1.0 |
Borrowings |
1.1 |
Domestic Borrowings |
|
1.1.1 |
Commercial Bank |
0 |
0 |
1.2 |
Foreign Borrowings |
|
1.2.1 |
Term Loans |
10.19 |
|
1.2.2 |
Loans at Perpetuity |
7.11 |
17.30 |
Total : |
|
17.30 |
2.0 |
Deposits |
2.1 |
Borrowers’ Deposits |
1365.80 |
|
2.2 |
Non-Borrowers’ Deposits |
827.48 |
2193.28 |
3.0 |
Own Fund |
3.1 |
Paid up Capital |
10.27 |
|
3.2 |
Capital Reserve |
127.04 |
|
3.3 |
Miscellaneous |
76.53 |
213.84 |
|
4.0 |
Other Sources |
168.29 |
|
Total : |
|
2592.71 |
|