Past Seventeen Years at a Glance (1997- 2014) In Million taka
Sl. No. |
Particulars |
1997 |
1998 |
1999 |
2000 |
2001 |
2002 |
2003 |
2004 |
2005 |
2006 |
2007 |
2008 |
2009 |
2010 |
2011 |
2012 |
2013 |
2014 |
1.0 |
Authorised Capital |
500 |
500 |
500 |
500 |
500 |
500 |
500 |
500 |
500 |
500 |
500 |
3500 |
3500 |
3500 |
3500 |
3500 |
10000 |
10000 |
2.0 |
Own Fund : |
|
|
2.1 |
Paid-up Capital |
246 |
258 |
265 |
270 |
272 |
276 |
291 |
318 |
318 |
318 |
318 |
358 |
524 |
548 |
571 |
598 |
734 |
796 |
125◘ 1 |
Capital and Other Reserve |
92 |
1908 |
1764 |
1764 |
1764 |
1764 |
7943 |
4396 |
4396 |
5793 |
5548 |
6078 |
6219 |
6815 |
7301 |
8542 |
9666 |
9847 |
2.3 |
Miscellaneous |
859 |
182 |
463 |
497 |
587 |
760 |
1281 |
1644 |
2840 |
3308 |
3563 |
3712 |
3956 |
4184 |
4709 |
5238 |
5811 |
5932 |
2.4 |
Total : |
1197 |
2348 |
2491 |
2530 |
2623 |
2800 |
9515 |
6358 |
7554 |
9419 |
9429 |
10148 |
10690 |
11547 |
12581 |
14378 |
16211 |
16575 |
3.0 |
Deposits |
4978 |
5222 |
5551 |
6115 |
7169 |
8952 |
13306 |
20833 |
31771 |
44342 |
52078 |
64603 |
83331 |
105023 |
117516 |
131273 |
148546 |
170001 |
4.0 |
Other Sources of Fund |
1297 |
658 |
792 |
399 |
208 |
143 |
109 |
3566 |
3382 |
3767 |
5654 |
6319 |
7306 |
7238 |
8817 |
11836 |
12776 |
13044 |
5.0 |
Borrowings |
11293 |
10836 |
11640 |
10629 |
9781 |
6978 |
4213 |
2896 |
1917 |
1855 |
1793 |
1731 |
1669 |
1589 |
1527 |
1465 |
1403 |
1341 |
6.0 |
Assets : |
|
|
6.1 |
Loan and Advances (Before Provision) |
14182 |
16210 |
14382 |
13180 |
13061 |
13400 |
16824 |
20846 |
28897 |
34145 |
37546 |
45787 |
56359 |
68418 |
77639 |
83132 |
87707 |
91643 |
6.2 |
Investment |
4600 |
1807 |
4787 |
5229 |
5143 |
4021 |
5335 |
7226 |
9987 |
19744 |
24466 |
28730 |
37751 |
47757 |
52613 |
267 |
267 |
267 |
6.3 |
Cash and Bank Balance |
375 |
470 |
404 |
242 |
416 |
441 |
585 |
798 |
980 |
900 |
936 |
1329 |
1296 |
1312 |
1710 |
65724 |
78870 |
95579 |
6.4 |
Fixed Assets |
752 |
879 |
986 |
963 |
945 |
921 |
911 |
906 |
955 |
1045 |
1115 |
1163 |
1334 |
1488 |
1490 |
1481 |
1510 |
1527 |
6.5 |
Other Assets |
1460 |
1706 |
2088 |
2338 |
2299 |
2106 |
3488 |
3877 |
3805 |
3549 |
4891 |
5792 |
6265 |
6422 |
6989 |
8348 |
10582 |
11945 |
6.6 |
Total Assets: |
21369 |
21072 |
22647 |
21952 |
21864 |
20889 |
27144 |
33653 |
44624 |
59383 |
68954 |
82801 |
103005 |
125397 |
140441 |
158952 |
178936 |
200961 |
7.0 |
Own Fund as Percentage of Loan & Advances |
8% |
14% |
17% |
19% |
20% |
21% |
57% |
30% |
26% |
28% |
25% |
22% |
19% |
17% |
16% |
17% |
18% |
18% |
8.0 |
Own Fund and Deposits as Percentage of Loan & Advances |
44% |
47% |
56% |
66% |
75% |
88% |
135% |
130% |
136% |
157% |
164% |
163%c |
167% |
170% |
168% |
175%
|
188% |
204% |
9.0 |
Total Income (Before Provision) |
2821 |
3021 |
3156 |
3008 |
3167 |
3040 |
3577 |
4696 |
7395 |
9430 |
10640 |
11999 |
14497 |
17742 |
21325 |
25050 |
27214 |
29023 |
|
10.0 |
Expenses : |
|
|
10.1 |
Salaries & Other Related Expenses |
932 |
1072 |
1222 |
1176 |
1117 |
1156 |
1240 |
1247 |
1669 |
2025 |
2472 |
2955 |
3823 |
4639 |
5005 |
5173 |
5617 |
6141 |
10.2 |
Interest Expenses |
875 |
880 |
1020 |
979 |
1026 |
893 |
1104 |
1583 |
2286 |
3471 |
4506 |
5457 |
7068 |
9228 |
10638 |
12005 |
13634 |
15007 |
10.3 |
Other Expenses |
254 |
219 |
209 |
218 |
248 |
258 |
280 |
425 |
710 |
953 |
1218 |
1418 |
1806 |
2165 |
2120 |
2224 |
2518 |
2669 |
10.4 |
Provision Expenses |
746 |
746 |
629 |
624 |
717 |
673 |
596 |
1019 |
1729 |
1583 |
2337 |
864 |
1428 |
953 |
2878 |
4193 |
4112 |
4770 |
10.5 |
Total Expenses: |
2807 |
2917 |
3080 |
2997 |
3108 |
2980 |
3220 |
4274 |
6394 |
8032 |
10533 |
10694 |
14125 |
16985 |
20641 |
23595 |
25881 |
28587 |
11.0 |
Net Profit |
15 |
103 |
77 |
11 |
59 |
60 |
357 |
422 |
1000 |
1398 |
107 |
1305 |
372 |
757 |
684 |
1455 |
1333 |
436 |
12.0 |
Provision Balance |
2304 |
2987 |
3389 |
3789 |
3601 |
3729 |
3547 |
2976 |
2705 |
2826 |
4665 |
5504 |
5692 |
5399 |
7267 |
8607 |
9537 |
9938 |
13.0 |
Bad Debt |
19 |
64 |
227 |
224 |
906 |
545 |
778 |
1590 |
2000 |
1726 |
740 |
502 |
1528 |
1222 |
986 |
1476 |
3181 |
4370 |
14.0 |
Bad Debt Recovery |
6 |
7 |
6 |
11 |
47 |
105 |
133 |
154 |
852 |
641 |
425 |
1006 |
671 |
580 |
395 |
312 |
389 |
627 |
15.0 |
Accumulated Disbursement(including housing loan) |
88021 |
108114 |
124035 |
138069 |
154105 |
169974 |
191440 |
217313 |
256497 |
306369 |
356798 |
418903 |
498311 |
594461 |
703000 |
821609 |
947635 |
1080956 |
16.0 |
Number of Employees |
12628 |
12850 |
12427 |
11028 |
11841 |
11709 |
11855 |
13049 |
16142 |
20885 |
25283 |
24240 |
23283 |
22255 |
22128 |
22261 |
21851 |
21807 |
17.0 |
Number of Members |
2272503 |
2368347 |
2357083 |
2378356 |
2378601 |
2483006 |
3123802 |
4059632 |
5579399 |
6908704 |
7411229 |
7670203 |
7970616 |
8340623 |
8372081 |
8373893 |
8543977 |
8640225 |
18.0 |
Number of Centres |
64701 |
66712 |
67691 |
68467 |
68591 |
70928 |
74703 |
81609 |
99502 |
121755 |
136619 |
140976 |
144106 |
144619 |
144095 |
143061 |
143057 |
142613 |
19.0 |
Number of Villages |
37937 |
39045 |
39706 |
40225 |
40447 |
41636 |
43681 |
48472 |
59912 |
74462 |
80678 |
83566 |
83458 |
81376 |
81380 |
81386 |
81389 |
81390 |
20.0 |
Number of Branches |
1105 |
1137 |
1149 |
1160 |
1173 |
1178 |
1195 |
1358 |
1735 |
2319 |
2481 |
2539 |
2562 |
2565 |
2565 |
2567 |
2567 |
2568 |
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Financial Intermediation Indicators (1997-2014) (In Billion Taka)
Particulars |
Years |
1997 |
1998 |
1999 |
2000 |
2001 |
2002 |
2003 |
2004 |
2005 |
2006 |
2007 |
2008 |
2009 |
2010 |
2011 |
2012 |
2013 |
2014 |
Balance of Deposits |
5.00 |
5.23 |
5.56 |
6.13 |
7.17 |
8.95 |
13.31 |
20.83 |
31.77 |
44.34 |
52.08 |
64.60 |
83.33 |
105.02 |
117.52 |
131.27 |
148.55 |
170.00 |
Balance of Loan (Before Write off ) |
13.89 |
15.81 |
13.91 |
12.66 |
12.78 |
12.69 |
16.10 |
20.08 |
28.07 |
33.23 |
36.31 |
44.38 |
54.69 |
66.35 |
75.29 |
83.13 |
87.71 |
91.64 |
Balance of Borrowings |
11.29 |
10.84 |
11.64 |
10.63 |
9.78 |
6.98 |
4.21 |
2.90 |
1.92 |
1.86 |
1.79 |
1.73 |
1.67 |
1.59 |
1.53 |
1.47 |
1.40 |
1.34 |
Deposit to Loan Ratio |
36% |
33% |
40% |
48% |
56% |
71% |
83% |
104% |
113% |
133% |
143% |
146% |
152% |
158% |
156% |
158% |
169% |
186% |
Deposit to Borrowings Ratio |
44% |
48% |
48% |
58% |
73% |
128% |
316% |
718% |
1655% |
2384% |
2909% |
3734% |
4990% |
6605% |
7681% |
8930% |
10611% |
12687% |
Pension Benefits Paid to Retiring Staff (1997-2014) (In Million Taka)
Period |
Number of Retiring Staff |
Payment of Pension Benifit |
Yearly total |
Cumulative |
Yearly Total |
Cumulative |
1997 |
66 |
301 |
20 |
83 |
1998 |
271 |
572 |
111 |
194 |
1999 |
450 |
1022 |
202 |
396 |
2000 |
1502 |
2524 |
686 |
1082 |
2001 |
961 |
3485 |
508 |
1590 |
2002 |
708 |
4193 |
354 |
1944 |
2003 |
593 |
4786 |
340 |
2284 |
2004 |
453 |
5239 |
268 |
2552 |
2005 |
350 |
5589 |
296 |
2848 |
2006 |
598 |
6187 |
551 |
3339 |
2007 |
533 |
6720 |
511 |
3911 |
2008 |
600 |
7320 |
591 |
4502 |
2009 |
341 |
7661 |
366 |
4867 |
2010 |
642 |
8303 |
1188 |
6055 |
2011 |
614 |
8917 |
1132 |
7187 |
2012 |
405 |
9322 |
657 |
7844 |
2013 |
176 |
9498 |
276 |
8120 |
2014 |
145 |
9643 |
281 |
8401 |
Sources of Fund As on 31st December, 2014
Sl. No. |
Particulars |
Amount
(In Million Taka) |
1.0 |
Borrowings |
1.1 Domestic Borrowings |
|
1.1.1 |
Commercial Bank |
0 |
0 |
1.2 Foreign Borrowings |
|
1.2.1 |
Term Loans |
790 |
|
1.2.2 |
Loans at Perpetuity |
551 |
1341 |
Total : |
|
1341 |
2.0 |
Deposits |
2.1 |
Borrowers’ Deposits |
105863 |
|
2.2 |
Non-Borrowers’ Deposits |
64138 |
170001 |
3.0 |
Own Fund |
3.1 |
Paid up Capital |
796 |
|
3.2 |
Capital Reserve |
9847 |
|
3.3 |
Miscellaneous |
5932 |
16575 |
|
4.0 |
Other Sources |
|
13044 |
|
Total : |
|
200961 |
|